The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting, with a traditional 30-year fixed rate mortgage, in 98 of the 100 largest metro areas in the United States.

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You Need An Agent Who Will Always Put You First

Thursday, December 20th, 2018
Denise Rivers

Whether you are a rookie homebuyer or have gone through the process many times, having a local real estate expert who is well versed in the neighborhood you are looking to move to, as well as the trends of that area, should be your goal while home shopping.

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Q: I will soon make our final mortgage payment. My wife will retire in two years and I will work to age 67. We are both 60 today. Because I don’t get a pension I really have been looking forward to this final payment. We bought the house 25 years ago, but I shortened the term of the loan by refinancing to a 15-year loan in 2003. Are we doing well to have the mortgage paid off by age 60?

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Millennials Are Skipping Starter Homes For Their Dream Homes

Thursday, December 6th, 2018
Denise Rivers

A new trend has begun to emerge. With home prices skyrocketing in the starter home category, many first-time homebuyers are skipping the traditional starter homes and moving right into their dream homes.

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Recently, our WingHaven office challenged the Northwest, Troy, and St. Charles branches to a battle for the ages. Our offices visited Wacky Warriors Paintball West in peaceful Millstadt, Illinois and duked it out, all for one of our favorite charities, The Sunshine Kids.

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Selling Your House On Your Own Could Cost You

Thursday, November 29th, 2018
Denise Rivers

In this extremely hot real estate market, some homeowners might consider selling their homes on their own which is known as a For Sale by Owner (FSBO). They rationalize that they don’t need a real estate agent and believe that they can save the fee for the services a real estate agent offers.

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This past month, we took the time to celebrate an important partnership with Select Title Group! It’s been 5 years since we teamed up together to help simplify the buying and selling process for our clients. We decided to commemorate this partnership by celebrating with the Select Title team at Cottleville Wine Seller.

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What Kind of Insurance Do You Need for Your Vacation Home?

Thursday, November 22nd, 2018
Denise Rivers

Every homeowner knows they need a full range of homeowner’s insurance coverage to protect them from the many contingencies that could befall them, from liabilities related to trip hazards, fire, theft and weather events. What about vacation homes? Do these second or seasonal homes need special or heightened types of insurance protection?

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Parents Say Kids’ Opinions Matter Big When Buying A Home

Thursday, November 15th, 2018
Denise Rivers

A recent survey conducted by Harris Poll and released by SunTrust Mortgage found that “55% of homeowners with a child under the age of 18 at the time when they purchased their home said that the opinion of their offspring played a major role in their home buying decision.”

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VA Loans: Making A Home For The Brave Possible

Thursday, November 8th, 2018
Denise Rivers

Since the creation of the Veterans Affairs (VA) Home Loans Program, over 22 million veterans have achieved the American Dream of homeownership. Many veterans do not know the details of the program and therefore do not take advantage of the benefits available to them.

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