Millennials Are Skipping Starter Homes For Their Dream Homes

Thursday, December 6th, 2018
Denise Rivers

A new trend has begun to emerge. With home prices skyrocketing in the starter home category, many first-time homebuyers are skipping the traditional starter homes and moving right into their dream homes.

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What Kind of Insurance Do You Need for Your Vacation Home?

Thursday, November 22nd, 2018
Denise Rivers

Every homeowner knows they need a full range of homeowner’s insurance coverage to protect them from the many contingencies that could befall them, from liabilities related to trip hazards, fire, theft and weather events. What about vacation homes? Do these second or seasonal homes need special or heightened types of insurance protection?

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VA Loans: Making A Home For The Brave Possible

Thursday, November 8th, 2018
Denise Rivers

Since the creation of the Veterans Affairs (VA) Home Loans Program, over 22 million veterans have achieved the American Dream of homeownership. Many veterans do not know the details of the program and therefore do not take advantage of the benefits available to them.

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Are You Wondering If You Can Buy Your First Home?

Thursday, November 1st, 2018
Denise Rivers

There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they get married or start a family, some might think they are too young, and still, some others might think their current incomes would never enable them to qualify for a mortgage.

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4 REAL Reasons Why We Buy A Home!

Thursday, October 25th, 2018
Denise Rivers

We often talk about why it makes financial sense to buy a home, but more often than not, the emotional reasons are the more powerful or compelling ones.

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Not knowing your mortgage rate can be an expensive mistake, especially in this rising interest rate market. Yet nearly three in 10 mortgage holders (29 percent) either didn’t know their mortgage rate or wouldn’t say, according to a survey by Bankrate.

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Student loan debt is one of the biggest factors impacting millennials’ ability to purchase a home. According to the National Association of REALTORS® (NAR), 80 percent of millennials do not own a home, and, of that, 83 percent say student loan debt is impacting their ability to buy. Millennials expect to be delayed from home-buying for a median of seven years, the NAR research shows.

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Homes More Affordable Today Than 1985-2000

Thursday, July 19th, 2018
Denise Rivers

Rising home prices have many concerned that the average family will no longer be able to afford the most precious piece of the American Dream – their own home.

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These Mortgages Pay for Home Renovations

Thursday, June 28th, 2018
Denise Rivers

Many people don’t realize that there are renovation loans that can help pay for your housing upgrades. Whether you need a new roof or your kitchen is outdated, there is a mortgage that’s right for your fixer-upper. Here are your options and what you should know about each one.

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Common Home-Buying Mistakes People Make at Every Age

Thursday, May 31st, 2018
Denise Rivers

No matter the age or life stage, everyone makes mistakes when it comes to home-buying.

Whether it’s picking the wrong location or buying more house than you can afford, the mistakes are often universal, says Ilyce Glink, author of “100 Questions Every First-Time Home Buyer Should Ask.”

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